Thousands of Washington residents may be owed up to $147 each after a $12.5 million class action settlement resolved claims that Cash App sent promotional referral texts without proper consent. The suit, filed as Bottoms v. Block, Inc., covers messages sent from November 14, 2019, through August 7, 2025. While Cash App denies wrongdoing, the company agreed to the settlement to resolve the dispute and move forward – and eligible people should verify their status right away.
- The settlement covers unsolicited Cash App referral texts sent in Washington between Nov 14, 2019 and Aug 7, 2025.
- Individual payouts are estimated between $88 and $147, depending on how many valid claims are submitted.
- Claims deadline has passed (Nov 27, 2025); if you submitted on time, watch for payments in early 2026.
Table of Contents
What the Cash App $147 Settlement Is About
The Bottoms v. Block, Inc. settlement addresses allegations that Cash App sent promotional referral messages to Washington residents without consent, violating state consumer-protection rules. The $12.5 million fund will cover individual payouts, administrative costs, and attorney fees. No admission of liability was made by Block, Inc., but the settlement provides monetary relief to those included in the class.
Who’s Included and Who’s Not
Eligible participants are narrowly defined but easy to understand. To be part of the class you generally must have been:
- A resident of Washington state at the time you received the message, and
- A recipient of an unsolicited Cash App referral text between November 14, 2019, and August 7, 2025, and
- Someone who did not provide consent for those specific promotional texts.
Excluded groups include Cash App and Block employees and their families, anyone who previously opted out or excluded themselves, and people who expressly consented to receive the messages.
Estimated Payouts – How Much You Might Receive
Final individual payments depend on how many valid claims are approved because the settlement fund is divided after administrative costs and attorney fees are deducted. The table below shows the expected payout bands based on claim volume:
| Number of Valid Claims | Estimated Payment per Person |
|---|---|
| Under 50,000 | Up to $147 |
| 50,000 – 100,000 | $100 – $140 |
| Over 100,000 | $88 – $99 |
These are estimates; the exact amount will be determined once the claim period closes and all calculations are completed.
Important Timeline – Deadlines and Payment Window
The settlement moved quickly toward resolution. Note these key dates from the official timeline:
- Class period for texts: November 14, 2019 – August 7, 2025
- Claim filing deadline: November 27, 2025 (claims closed)
- Final approval hearing: December 2, 2025
- Expected payment window: roughly 60–90 days following final approval (likely January–March 2026)
If appeals or other delays occur, payments could push into mid-2026. Digital payout methods (direct deposit, Venmo, PayPal) are expected to clear faster than paper checks.
How the Claim Process Worked (and What to Do Now)
If you already filed before the Nov 27 deadline, here’s what to expect and what you should keep on hand:
- Confirm submission: Sign into BottomsTextSettlement.com and use your Notice ID, phone number, or email to check status.
- Verify details: Confirm your name, address, phone number, and preferred payout method.
- Save confirmation: Keep the confirmation email or screenshot as proof of filing.
- Wait for payment: The administrator will notify you when funds are disbursed; you can track payments through the settlement website.
If you missed the deadline, the official line is that late filings are unlikely to be accepted. Still, double-check your inbox for any notices about extensions — courts sometimes allow narrow exceptions, though they are rare.
Why You Should Care About Filing (When Eligible)
A few reasons to follow through if you were eligible:
- It’s cash for a privacy harm you already experienced, even if the harm was simply unwanted texts.
- Filing helps hold companies to higher consent standards.
- Unclaimed money will revert back to the defendant or be redistributed per the court’s order, so filing ensures you don’t leave funds on the table.
